Capitec Bank

If you run a lending operation, the phrase “core banking system” surfaces often enough that you probably have a rough sense of what it means. The trouble is that a rough sense stops being useful when you are actually evaluating vendors, planning a system migration, or trying to diagnose why your current platform keeps producing […]

This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.

This FAQ is written for people who are trying to make sense of how open banking affects real operations.